50/30/20 Budget Calculator
Split your income into needs, wants and savings with the 50/30/20 rule.
A 4-page PDF with your numbers, market context and next steps.
Most financial advice starts with a product. Independent advice starts with arithmetic. These calculators let you verify the assumptions behind any proposal you receive — from a bank, an insurer or an advisor — before a single euro or dollar moves. Nothing is stored, nothing is sent anywhere: every calculation runs entirely in your browser.
Net Worth Calculator
Calculate your net worth by listing assets and liabilities. Private, nothing stored.
Emergency Fund Calculator
Calculate the emergency fund you need to cover 3–12 months of essential expenses.
Inflation Impact Calculator
See how inflation erodes your money's purchasing power over time.
Numbers checked. Now what?
A 30-minute exploratory call — no sales pitch, a technical conversation about what your numbers actually mean for your portfolio.
- A read of your current allocation, fees included
- Where your assumptions are optimistic — and where they are not
- Whether Titanium or AFA is the right fit, or neither