Real Return Calculator
Strip inflation out of a nominal return to see what an investment actually earned.
A 4-page PDF with your numbers, market context and next steps.
Most financial advice starts with a product. Independent advice starts with arithmetic. These calculators let you verify the assumptions behind any proposal you receive — from a bank, an insurer or an advisor — before a single euro or dollar moves. Nothing is stored, nothing is sent anywhere: every calculation runs entirely in your browser.
Compound Interest Calculator
Project capital growth over time with periodic contributions and a set rate of return.
Rule of 72 Calculator
Estimate how many years it takes for capital to double at a fixed rate of return.
DCA vs. Lump Sum Calculator
Compare investing in periodic instalments against deploying the full amount at once.
Numbers checked. Now what?
A 30-minute exploratory call — no sales pitch, a technical conversation about what your numbers actually mean for your portfolio.
- A read of your current allocation, fees included
- Where your assumptions are optimistic — and where they are not
- Whether Titanium or AFA is the right fit, or neither